Payment with a Trial Period

Payment that includes a trial period for the service. Funds will be returned to the payer if they cancel within the specified time frame.

https://test-bank.com
Initiate New TransferProvide the payment details and continue to review.
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Add a PayNote code to include additional payment instructions or references

Drag & drop PayNote file here

Supports .yml, .yaml, .json, .txt, .pdf

Cancel

The PayNote creates a timed hold for the subscription. If the customer cancels within the trial window, the hold releases automatically; otherwise it captures once the trial ends.

  • For banks: sharp drop in "canceled recurring" and "free trial" disputes; transparent consent record that satisfies regulatory scrutiny around recurring billing.
  • For card processors: cleaner lifecycle events (auth → cancel or capture) reduce chargebacks and refund costs; fewer post-trial refunds; simpler dispute evidence showing the trial terms and timer.